Year-End Contractor Payments Without the January Scramble
Rebuilding a year of contractor payments from bank statements is slow. Log each payment when you make it, note W-9s as they arrive and glance at the summary once a month. That's what this 1099 tracker is for. Forms for 2026 payments are due Feb 1, 2027, since Jan 31 is a Sunday. Check the date on IRS.gov. Educational template, not tax advice. Template created using AI tools and reviewed by the shop owner.